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Schemes & packages

Coverage bundles for every stage of life.

Each package bundles the essentials for a life stage — then we tailor the insurer, details and budget to you. No fixed price: premiums depend on your age, health and cover.

Essential Shield

Students, singles & new grads

Cover the essentials affordably, so one accident or hospital stay never sets you back.

What’s inside
  • Integrated Shield Plan
  • Term life — income protection
  • Personal accident cover
  • Optional early critical illness
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Most popular

Family Protector

Couples & growing families

Protect the whole family’s health, income and future in one coordinated plan.

What’s inside
  • Family Integrated Shield Plans
  • Whole life + critical illness
  • Child education savings
  • Personal accident for all
  • Dedicated adviser & annual review
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Legacy & Wealth

Established professionals & owners

Comprehensive protection plus wealth accumulation and a plan to pass it on.

What’s inside
  • Comprehensive whole life & CI
  • Retirement annuity income
  • Endowment & wealth accumulation
  • Legacy & estate planning
  • Priority claims support
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Every package is a starting point — mix, match and adjust with your adviser.

How it works

From quote to covered in three steps

1

Free review

We map what you already have and where the gaps are.

2

Tailored quote

We compare insurers and come back with a clear recommendation.

3

Get covered

We handle the paperwork and stay on for reviews and claims.

Shaking hands after arranging cover
No pressure, ever

A quote costs nothing and commits you to nothing.

We’d rather you understand your options than rush a decision. Ask as many questions as you like — on a call, over email, or on WhatsApp.

Get a personalised quote →

Not sure where you fit? Let’s map it out.

Book a free, no-pressure review. We’ll find your gaps and recommend a plan that fits your stage, life and budget.

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