Home › Coverage
What we cover

Every kind of protection, explained plainly.

From your first hospitalisation plan to a full legacy strategy — here’s what we help Singapore families put in place, and why each one matters.

Life & Legacy Insurance

Term life for affordable, high income-protection while your family is dependent on you; whole life for lifelong cover and a legacy.

Term lifeWhole lifeIncome replacementLegacy planning

Health & Hospitalisation

Integrated Shield Plans that build on MediShield Life — so you can choose private or A-ward care with far smaller bills.

Integrated Shield PlanRidersPrivate / A-wardPre & post care

Critical Illness

A tax-free lump sum on diagnosis of major illnesses like cancer, heart attack or stroke — early and late stage.

Early stageLate stageMulti-payLump-sum payout

Personal Accident

Round-the-clock cover for accidental injury, medical expenses and permanent disability.

Accidental injuryMedical reimbursementDisability payout24/7 worldwide

Savings & Endowment

Disciplined, guaranteed savings for a specific goal — university fees, a down-payment, or a lump sum at a set date.

Education fundingGuaranteed savingsGoal-basedFixed maturity

Retirement & Annuity

Turn today’s savings into a dependable income stream for later life, alongside your CPF.

Retirement incomeAnnuitiesCPF planningIncome modelling
Marina Bay, Singapore at dusk
Built on the local system

Cover that works with Singapore’s schemes.

MediShield Life, CareShield Life and CPF give every Singaporean a base — we build the rest on top, so you’re never over- or under-insured.

Get a free gap review →
Bundle & save time

Prefer it packaged?

Our life-stage packages bundle these together in one coordinated plan.

Not sure where you fit? Let’s map it out.

Book a free, no-pressure review. We’ll find your gaps and recommend a plan that fits your stage, life and budget.

Chat with us